/* Costa Preferred Insurance Agency — site styles */
@font-face{font-family:'DM Serif Display';font-style:normal;font-weight:400;font-display:swap;src:url(/assets/fonts/dm-serif-display-latin-400-normal.woff2) format('woff2')}
@font-face{font-family:'DM Sans';font-style:normal;font-weight:400;font-display:swap;src:url(/assets/fonts/dm-sans-latin-400-normal.woff2) format('woff2')}
@font-face{font-family:'DM Sans';font-style:normal;font-weight:500;font-display:swap;src:url(/assets/fonts/dm-sans-latin-500-normal.woff2) format('woff2')}
@font-face{font-family:'DM Sans';font-style:normal;font-weight:700;font-display:swap;src:url(/assets/fonts/dm-sans-latin-700-normal.woff2) format('woff2')}
@font-face{font-family:'Sacramento';font-style:normal;font-weight:400;font-display:swap;src:url(/assets/fonts/sacramento-latin-400-normal.woff2) format('woff2')}

:root{
  --aqua:#5CE1E6; --turq:#3FD3DB; --aqua-soft:#DDF7F8; --aqua-mist:#EEFBFB;
  --teal:#124E55; --teal-deep:#0B383E;
  --coral:#ff8185; --coral-2:#F98585; --coral-deep:#E9666B; --coral-soft:#FFE3E3;
  --cream:#FBF5EE; --paper:#FFFDF9;
  --ink:#16343A; --muted:#4D6468; --line:#E9DFD2;
  --radius:18px; --shadow:0 12px 32px rgba(18,78,85,.10);
  --serif:'DM Serif Display',Georgia,serif; --sans:'DM Sans',system-ui,-apple-system,'Segoe UI',sans-serif; --script:'Sacramento',cursive;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--cream);color:var(--ink);font-family:var(--sans);font-size:17px;line-height:1.62;-webkit-font-smoothing:antialiased}
h1,h2,h3{font-family:var(--serif);font-weight:400;letter-spacing:-.005em;color:var(--teal);line-height:1.15}
h4,h5{font-family:var(--sans)}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
p{color:var(--muted);margin:0 0 1em}
b,strong{color:var(--ink);font-weight:700}
.wrap{max-width:1180px;margin:0 auto;padding:0 24px}
section{position:relative}
.eyebrow{font-size:.74rem;font-weight:700;letter-spacing:.16em;text-transform:uppercase;color:var(--coral-deep)}
.eyebrow.on-dark{color:var(--coral)}
.script{font-family:var(--script);font-weight:400;font-size:2.1rem;line-height:1;color:var(--coral-deep);letter-spacing:0;text-transform:none}
h2{font-size:clamp(1.8rem,3.3vw,2.6rem);margin:.25em 0 .45em}
h2.on-dark,.on-dark h2{color:#fff}
.on-dark p{color:#CDE7E8}
.sec-head{max-width:700px;margin-bottom:40px}
.sec-head.center{margin-left:auto;margin-right:auto;text-align:center}
.sec-head p{font-size:1.04rem}

/* language toggle */
html[data-lang="en"] .es-only{display:none!important}
html[data-lang="es"] .en-only{display:none!important}
html:not([data-lang]) .en-only{display:none!important}

/* buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:9px;padding:14px 26px;border-radius:999px;font-family:var(--sans);font-weight:700;font-size:.95rem;letter-spacing:.01em;cursor:pointer;border:2px solid transparent;transition:transform .15s ease,box-shadow .15s ease,background .15s ease;line-height:1.2}
.btn:hover{transform:translateY(-2px)}
.btn svg{width:18px;height:18px;flex:none}
.btn-coral{background:var(--coral);color:#fff;box-shadow:0 10px 24px rgba(233,102,107,.32)}
.btn-coral:hover{background:var(--coral-deep)}
.btn-teal{background:var(--teal);color:#fff}
.btn-teal:hover{background:var(--teal-deep)}
.btn-outline{border-color:var(--teal);color:var(--teal);background:transparent}
.btn-outline:hover{background:var(--teal);color:#fff}
.btn-white{background:#fff;color:var(--teal)}
.btn-wa{background:#25D366;color:#073B2A}
.btn-wa:hover{background:#1fbf5b}

/* header */
header.site{position:sticky;top:0;z-index:60;background:rgba(251,245,238,.94);backdrop-filter:saturate(1.2) blur(10px);-webkit-backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.headrow{display:flex;align-items:center;justify-content:space-between;gap:18px;padding:10px 24px;max-width:1240px;margin:0 auto}
.brand{display:flex;align-items:center;gap:12px;flex:none}
.brand img{width:54px;height:54px;border-radius:50%}
.brand .word{display:block;font-family:var(--serif);font-size:1.38rem;color:var(--teal);line-height:1}
.brand .sub{display:block;font-size:.58rem;letter-spacing:.2em;color:var(--coral-deep);font-weight:700;margin-top:5px;text-transform:uppercase}
nav.mainnav{display:flex;align-items:center;gap:26px}
nav.mainnav a{font-size:.9rem;font-weight:600;color:var(--teal)}
nav.mainnav a:hover{color:var(--coral-deep)}
.headcta{display:flex;align-items:center;gap:10px}
.headcta .btn{padding:11px 20px;font-size:.88rem}
.iconbtn{width:42px;height:42px;border-radius:50%;display:inline-flex;align-items:center;justify-content:center;background:#fff;border:1.5px solid var(--line);color:var(--teal);cursor:pointer;flex:none;font-family:var(--sans);font-weight:800;font-size:.72rem}
.iconbtn:hover{border-color:var(--teal)}
.iconbtn svg{width:18px;height:18px}
.burger{display:none}
.mobile-menu{display:none;border-top:1px solid var(--line);padding:10px 24px 18px;background:var(--cream)}
.mobile-menu a{display:block;padding:12px 2px;font-weight:600;color:var(--teal);border-bottom:1px solid var(--line)}
header.site.menu-open .mobile-menu{display:block}
@media(max-width:980px){nav.mainnav{display:none}.burger{display:inline-flex}.headcta .hide-sm{display:none}}
@media(max-width:760px){.headcta .btn{display:none}}
@media(max-width:520px){.brand .word{font-size:1.15rem}.brand img{width:46px;height:46px}.brand .sub{display:none}.headrow{padding:10px 16px}}

/* hero (home) */
.hero{background:var(--aqua);padding:64px 24px 120px;overflow:hidden}
.hero-grid{max-width:1132px;margin:0 auto;display:grid;grid-template-columns:1.15fr .85fr;gap:48px;align-items:center}
@media(max-width:900px){.hero-grid{grid-template-columns:1fr}.hero .hero-art{display:none}.hero{padding-top:40px}}
.hero .eyebrow{color:var(--teal)}
.hero h1{font-size:clamp(2.3rem,5vw,3.9rem);color:var(--teal);margin:.25em 0 .35em}
.hero h1 em{font-style:normal;color:#fff}
.hero .lede{font-size:1.14rem;color:#0F444A;max-width:52ch;margin-bottom:1.6em}
.hero-ctas{display:flex;gap:12px;flex-wrap:wrap}
.hero .btn-outline{border-color:var(--teal)}
.quick{display:flex;flex-wrap:wrap;gap:10px;margin-top:26px}
.quick a{display:inline-flex;align-items:center;gap:8px;background:rgba(255,255,255,.55);border:1px solid rgba(18,78,85,.18);color:var(--teal);font-weight:700;font-size:.86rem;padding:9px 15px;border-radius:999px}
.quick a:hover{background:#fff}
.quick svg{width:16px;height:16px}
.hero-art{position:relative}
.hero-art .badge{width:100%;height:auto;max-width:420px;aspect-ratio:1/1;margin:0 auto;border-radius:50%;box-shadow:0 30px 60px rgba(18,78,85,.22)}
.hero-art .chip{position:absolute;background:#fff;color:var(--teal);font-weight:700;font-size:.86rem;padding:10px 16px;border-radius:999px;box-shadow:var(--shadow);display:flex;gap:8px;align-items:center}
.hero-art .chip.c1{top:8%;left:-4%}.hero-art .chip.c2{bottom:14%;right:-2%}.hero-art .chip.c3{bottom:-2%;left:10%}
@media(max-width:900px){.hero-art .chip{display:none}}
.wave{position:absolute;left:0;right:0;bottom:-1px;line-height:0;pointer-events:none}
.wave svg{width:100%;height:90px;display:block}

/* path cards (personal vs comercial) */
.paths{margin-top:-70px;position:relative;z-index:2;padding:0 24px 30px}
.pgrid{max-width:1180px;margin:0 auto;display:grid;grid-template-columns:1fr 1fr;gap:22px}
@media(max-width:820px){.pgrid{grid-template-columns:1fr}}
.pcard{background:var(--paper);border-radius:24px;padding:30px 30px 26px;box-shadow:0 18px 44px rgba(18,78,85,.14);border:1px solid var(--line)}
.pcard .tag{display:inline-block;font-size:.7rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;padding:6px 12px;border-radius:999px;background:var(--aqua-soft);color:var(--teal)}
.pcard.com .tag{background:var(--coral-soft);color:#B4474C}
.pcard h2{font-size:1.85rem;margin:.45em 0 .3em}
.pcard p{margin-bottom:14px}
.pchips{display:flex;flex-wrap:wrap;gap:8px;margin:6px 0 18px}
.pchips a{font-size:.82rem;font-weight:600;color:var(--teal);background:var(--cream);border:1px solid var(--line);padding:7px 12px;border-radius:999px}
.pchips a:hover{border-color:var(--teal);background:#fff}
.pcard .who{display:flex;align-items:center;gap:10px;font-size:.86rem;color:var(--muted);border-top:1px dashed var(--line);padding-top:14px;margin-top:4px}
.pcard .who a{color:var(--teal);font-weight:700}

/* AEO summary */
.ai-summary{background:var(--aqua-mist);border-top:1px solid #CFEFF0;border-bottom:1px solid #CFEFF0;padding:24px}
.ai-summary .wrap{max-width:920px}
.ai-summary p{font-size:.9rem;color:#3E5A5E;margin:0}

/* card grids */
.band{padding:78px 24px}
.band.paper{background:var(--paper)}
.band.cream{background:var(--cream)}
.igrid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
@media(max-width:900px){.igrid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:560px){.igrid{grid-template-columns:1fr}}
.icard{display:flex;flex-direction:column;background:#fff;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;transition:transform .18s ease,box-shadow .18s ease}
.icard:hover{transform:translateY(-4px);box-shadow:var(--shadow)}
.ph{position:relative;aspect-ratio:4/3;overflow:hidden;background:linear-gradient(150deg,var(--aqua) 0%,var(--turq) 55%,#2BB9C2 100%)}
.ph::before{content:attr(data-emoji);position:absolute;left:50%;top:44%;transform:translate(-50%,-50%);font-size:3.4rem;filter:drop-shadow(0 6px 12px rgba(18,78,85,.25))}
.ph::after{content:"";position:absolute;left:-5%;right:-5%;bottom:-2px;height:38%;background:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 400 80' preserveAspectRatio='none'%3E%3Cpath d='M0 40 C 60 10 120 10 200 38 S 340 70 400 34 V80 H0Z' fill='%23ffffff' fill-opacity='.35'/%3E%3Cpath d='M0 58 C 80 34 150 40 220 58 S 350 78 400 56 V80 H0Z' fill='%23ffffff' fill-opacity='.6'/%3E%3C/svg%3E") center bottom/100% 100% no-repeat}
.ph img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:1;transition:transform .35s ease}
.icard:hover .ph img{transform:scale(1.05)}
.icard-body{padding:18px 20px 22px;display:flex;flex-direction:column;flex:1}
.icard h3{font-family:var(--sans);font-weight:700;font-size:1.02rem;margin:0 0 6px;color:var(--teal);line-height:1.3}
.icard p{font-size:.88rem;margin:0 0 10px}
.more-link{margin-top:auto;font-size:.8rem;font-weight:700;color:var(--coral-deep);letter-spacing:.02em}
.grid-note{margin-top:26px;text-align:center;font-size:.92rem}

/* specialty band */
.spec-band{background:var(--teal-deep);color:#fff;padding:54px 24px}
.spec-in{display:flex;justify-content:space-between;align-items:center;gap:28px;flex-wrap:wrap}
.spec-in h2{color:#fff;font-size:clamp(1.6rem,3vw,2.2rem);margin:8px 0 10px}
.spec-in p{color:rgba(255,255,255,.86);max-width:62ch;margin:0}
.spec-band.alt{background:var(--coral)}
.spec-band.alt .eyebrow{color:var(--teal)}
.spec-band.alt p{color:#fff}

/* solutions */
.solutions{padding:78px 24px;background:var(--teal);color:#fff}
.sol-cols{display:grid;grid-template-columns:1fr 1fr;gap:40px}
@media(max-width:900px){.sol-cols{grid-template-columns:1fr}}
.sol-cols h3{color:#fff;font-size:1.5rem;margin:0 0 14px}
.schip{display:block;transition:background .15s ease,border-color .15s ease}a.schip:hover{background:rgba(255,255,255,.12);border-color:var(--aqua)}
.sgrid{display:grid;grid-template-columns:1fr 1fr;gap:12px}
@media(max-width:520px){.sgrid{grid-template-columns:1fr}}
.schip{border:1px solid rgba(255,255,255,.18);border-radius:14px;padding:15px 16px;background:rgba(255,255,255,.05)}
.schip h4{font-size:.92rem;margin:0 0 4px;color:var(--aqua)}
.schip p{font-size:.82rem;color:#C9E3E4;margin:0;line-height:1.5}

/* why */
.wgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:26px}
@media(max-width:900px){.wgrid{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.wgrid{grid-template-columns:1fr}}
.witem{display:flex;gap:14px}
.witem .wi{width:44px;height:44px;flex:none;border-radius:12px;background:var(--aqua);color:var(--teal);display:flex;align-items:center;justify-content:center}
.witem .wi svg{width:20px;height:20px}
.witem h4{margin:0 0 4px;font-size:1rem;color:var(--teal)}
.witem p{font-size:.9rem;margin:0}

/* story + team */
.story{padding:84px 24px;background:linear-gradient(135deg,rgba(11,56,62,.94),rgba(18,78,85,.88)),url('/img/skyline.jpg') center/cover;color:#fff;overflow:hidden}
.story-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:50px;align-items:center}
@media(max-width:860px){.story-grid{grid-template-columns:1fr}}
.story h2{color:#fff}
.story p{color:#D5EAEB;font-size:1.04rem}
.story .script{color:var(--aqua);font-size:2.6rem}
.team{display:grid;gap:16px}
.tcard{background:var(--cream);border-radius:20px;padding:22px 24px;color:var(--ink);box-shadow:0 14px 34px rgba(0,0,0,.18)}
.tcard .name{font-family:var(--serif);font-size:1.45rem;color:var(--teal);line-height:1.1}
.tcard .role{font-size:.7rem;letter-spacing:.14em;text-transform:uppercase;font-weight:700;color:var(--coral-deep);margin:6px 0 10px}
.tcard p{font-size:.88rem;margin:0 0 10px;color:var(--muted)}
.tcard a{font-size:.92rem;font-weight:700;color:var(--teal);border-bottom:1.5px solid var(--aqua)}

/* cities */
.cities{display:flex;flex-wrap:wrap;gap:8px;justify-content:center;max-width:960px;margin:0 auto}
.cities span{background:#fff;border:1px solid var(--line);border-radius:999px;padding:7px 14px;font-size:.86rem;font-weight:600;color:var(--teal)}

/* faq */
.faq{padding:78px 24px;background:var(--paper)}
.faq-list{max-width:840px;margin:0 auto}
.faq-item{border-bottom:1px solid var(--line)}
.faq-q{width:100%;text-align:left;background:none;border:none;padding:20px 4px;font-family:var(--sans);font-weight:700;font-size:1rem;color:var(--teal);cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:16px}
.faq-q .x{transition:transform .2s ease;color:var(--coral-deep);font-size:1.4rem;flex:none;line-height:1}
.faq-item.open .faq-q .x{transform:rotate(45deg)}
.faq-a{max-height:0;overflow:hidden;transition:max-height .3s ease}
.faq-a p{padding:0 4px 20px;font-size:.95rem;margin:0}
.faq-item.open .faq-a{max-height:600px}

/* contact */
.contact{padding:78px 24px;background:var(--cream)}
.cgrid{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:start}
@media(max-width:900px){.cgrid{grid-template-columns:1fr}}
.ccard{background:#fff;border:1px solid var(--line);border-radius:22px;padding:30px}
.crow{display:flex;gap:14px;margin-bottom:18px;align-items:flex-start}
.crow:last-child{margin-bottom:0}
.crow .ci{width:40px;height:40px;flex:none;border-radius:12px;background:var(--aqua-soft);color:var(--teal);display:flex;align-items:center;justify-content:center}
.crow .ci svg{width:18px;height:18px}
.crow b{display:block;font-size:.74rem;text-transform:uppercase;letter-spacing:.06em;color:#7C8E91;font-weight:700}
.crow span,.crow a{font-weight:600;color:var(--teal)}
.crow a:hover{color:var(--coral-deep)}
.crow small{display:block;color:var(--muted);font-weight:500}
.chan{display:flex;flex-wrap:wrap;gap:10px;margin-top:22px}

/* cta band */
.ctaband{padding:46px 24px;background:var(--coral);color:#fff}
.ctaband .wrap{display:flex;justify-content:space-between;align-items:center;gap:20px;flex-wrap:wrap}
.ctaband h3{font-family:var(--serif);font-size:clamp(1.5rem,3vw,2rem);margin:0;color:#fff}

/* footer */
footer.site{background:var(--teal-deep);color:#B7D0D2;padding:56px 24px 96px}
.fgrid{display:grid;grid-template-columns:1.3fr 1fr 1fr 1fr;gap:30px;padding-bottom:30px;border-bottom:1px solid rgba(255,255,255,.12)}
@media(max-width:900px){.fgrid{grid-template-columns:1fr 1fr}}
@media(max-width:520px){.fgrid{grid-template-columns:1fr}}
.fgrid h5{color:#fff;font-size:.78rem;letter-spacing:.1em;text-transform:uppercase;margin:0 0 12px}
.fgrid a{display:block;font-size:.88rem;padding:4px 0;color:#B7D0D2}
.fgrid a:hover{color:var(--aqua)}
.fgrid p{color:#B7D0D2;font-size:.88rem}
.fbrand{display:flex;align-items:center;gap:12px;margin-bottom:14px}
.fbrand img{width:58px;height:58px;border-radius:50%}
.fbrand span{font-family:var(--serif);font-size:1.4rem;color:#fff;line-height:1.1}
.legalline{padding-top:22px;font-size:.8rem;color:#86A6A9;display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px}
@media(min-width:761px){footer.site{padding-bottom:30px}}

/* mobile contact bar */
.mbar{position:fixed;left:0;right:0;bottom:0;z-index:70;display:none;background:#fff;border-top:1px solid var(--line);box-shadow:0 -8px 24px rgba(18,78,85,.12);padding:8px 8px calc(8px + env(safe-area-inset-bottom))}
.mbar .in{display:grid;grid-template-columns:repeat(4,1fr);gap:6px}
.mbar a{display:flex;flex-direction:column;align-items:center;gap:3px;font-size:.7rem;font-weight:700;color:var(--teal);padding:6px 2px;border-radius:12px}
.mbar a svg{width:22px;height:22px}
.mbar a.q{background:var(--coral);color:#fff}
.mbar a.w{color:#128C4A}
@media(max-width:760px){.mbar{display:block}}

/* breadcrumbs + page hero */
.crumbs{max-width:1180px;margin:0 auto;padding:16px 24px 0;font-size:.82rem;color:var(--muted)}
.crumbs a{color:var(--teal);font-weight:600}
.crumbs a:hover{color:var(--coral-deep)}
.crumbs .sep{margin:0 8px;color:#9DB0B2}
.page-hero{padding:22px 24px 66px;background:radial-gradient(circle at 90% 0%,rgba(92,225,230,.38),transparent 46%),radial-gradient(circle at 0% 100%,rgba(255,129,133,.14),transparent 40%),var(--cream)}
.page-hero .hero-grid{grid-template-columns:1.1fr .9fr;gap:46px;padding-top:18px}
@media(max-width:900px){.page-hero .hero-grid{grid-template-columns:1fr}}
.page-hero h1{font-size:clamp(2rem,4.2vw,3.1rem);margin:.25em 0 .4em}
.page-hero .lede{font-size:1.08rem;max-width:56ch;margin-bottom:1.6em;color:var(--muted)}
.page-hero .eyebrow{color:var(--coral-deep)}
.page-photo{position:relative}
.page-photo .ph{border-radius:24px;box-shadow:0 26px 54px rgba(18,78,85,.2)}
.page-photo .pill{position:absolute;left:18px;bottom:18px;z-index:2;background:#fff;color:var(--teal);font-weight:700;font-size:.86rem;padding:9px 15px;border-radius:999px;box-shadow:var(--shadow)}
.line-tag{display:inline-block;font-size:.68rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;padding:5px 11px;border-radius:999px;background:var(--aqua-soft);color:var(--teal);margin-bottom:10px}
.line-tag.com{background:var(--coral-soft);color:#B4474C}

/* content sections */
.sec{padding:64px 24px;background:var(--paper)}
.sec.alt{background:var(--cream)}
.why-box h2,.why-box p{max-width:900px}
.why-box p{font-size:1.06rem}
.req-list{list-style:none;padding:0;margin:8px 0 18px;display:grid;gap:12px;max-width:880px}
.req-list li{position:relative;padding-left:34px;color:var(--muted)}
.req-list li:before{content:"";position:absolute;left:0;top:4px;width:20px;height:20px;border-radius:50%;background:var(--aqua) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%23124E55' stroke-width='3.2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M6 12.5l4 4 8-9'/%3E%3C/svg%3E") center/12px no-repeat}
.cov-sec{background:var(--teal)}
.cov-sec h2{color:#fff}
.cov-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
@media(max-width:900px){.cov-grid{grid-template-columns:1fr 1fr}}
@media(max-width:560px){.cov-grid{grid-template-columns:1fr}}
.cov-card{border:1px solid rgba(255,255,255,.18);border-radius:16px;padding:20px;background:rgba(255,255,255,.05)}
.cov-card h3{font-family:var(--sans);font-weight:700;font-size:1rem;color:var(--aqua);margin:0 0 6px}
.cov-card p{font-size:.9rem;color:#CBE4E5;margin:0}
.scen-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}
@media(max-width:700px){.scen-grid{grid-template-columns:1fr}}
.scen-card{background:#fff;border:1px solid var(--line);border-left:4px solid var(--coral);border-radius:14px;padding:20px 22px}
.scen-card h3{font-family:var(--sans);font-weight:700;font-size:1rem;margin:0 0 6px;color:var(--teal)}
.scen-card p{font-size:.92rem;margin:0}
.related-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
@media(max-width:820px){.related-grid{grid-template-columns:1fr}}
.small-note{font-size:.8rem;color:#82959A;margin-top:18px}
.cross{background:var(--aqua-mist);border:1px solid #CFEFF0;border-radius:16px;padding:18px 20px;max-width:880px;margin-top:18px}
.cross p{margin:0;font-size:.95rem}
.cross a{color:var(--teal);font-weight:700;border-bottom:1.5px solid var(--aqua)}

/* quote modal */
.quote-overlay{position:fixed;inset:0;background:rgba(11,56,62,.6);backdrop-filter:blur(3px);display:none;align-items:center;justify-content:center;z-index:300;padding:16px}
.quote-overlay.open{display:flex}
.quote-modal{background:var(--cream);border-radius:24px;max-width:640px;width:100%;max-height:94vh;overflow-y:auto;position:relative;box-shadow:0 30px 80px rgba(0,0,0,.4)}
.quote-head{background:var(--aqua);padding:24px 64px 22px 28px;border-radius:24px 24px 0 0;position:relative;overflow:hidden}
.quote-head h3{margin:0;font-size:1.55rem;color:var(--teal)}
.quote-head p{margin:.3em 0 0;color:#0F444A;font-size:.88rem}
.quote-close{position:absolute;top:16px;right:16px;z-index:5;background:rgba(255,255,255,.7);border:none;color:var(--teal);width:34px;height:34px;border-radius:50%;cursor:pointer;font-size:1rem;line-height:1}
.quote-close:hover{background:#fff}
.quote-body{padding:24px 28px 28px}
.quote-steps{display:flex;gap:8px;margin-bottom:20px}
.quote-step-dot{flex:1;height:4px;border-radius:2px;background:var(--line)}
.quote-step-dot.active{background:var(--coral)}
.line-switch{display:grid;grid-template-columns:1fr 1fr;gap:8px;background:#fff;border:1px solid var(--line);border-radius:999px;padding:5px;margin-bottom:14px}
.line-switch button{border:none;background:none;border-radius:999px;padding:10px 8px;font-family:var(--sans);font-weight:700;font-size:.88rem;color:var(--teal);cursor:pointer}
.line-switch button.on{background:var(--teal);color:#fff}
.qfield{margin-bottom:14px}
.qfield label{display:block;font-size:.74rem;font-weight:700;color:var(--teal);margin-bottom:6px;text-transform:uppercase;letter-spacing:.05em}
.qfield input,.qfield select,.qfield textarea{width:100%;padding:12px 14px;border:1.5px solid var(--line);border-radius:12px;font-family:var(--sans);font-size:1rem;background:#fff;color:var(--ink)}
.qfield input:focus,.qfield select:focus,.qfield textarea:focus{outline:none;border-color:var(--turq);box-shadow:0 0 0 3px rgba(92,225,230,.3)}
.qrow2{display:grid;grid-template-columns:1fr 1fr;gap:12px}
@media(max-width:480px){.qrow2{grid-template-columns:1fr}}
.industry-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:8px}
@media(max-width:480px){.industry-grid{grid-template-columns:repeat(2,1fr)}}
.ind-chip{border:2px solid var(--line);border-radius:14px;padding:10px 6px;text-align:center;cursor:pointer;background:#fff;transition:all .15s ease;font-family:var(--sans)}
.ind-chip .ci-emoji{font-size:1.3rem;display:block;margin-bottom:3px}
.ind-chip .ci-label{display:block;font-size:.72rem;font-weight:700;color:var(--teal);line-height:1.15}
.ind-chip:hover{border-color:var(--aqua)}
.ind-chip.selected{border-color:var(--coral);background:var(--coral-soft)}
.quote-actions{display:flex;justify-content:space-between;gap:12px;margin-top:8px}
.quote-actions .btn{flex:1}
.qerr{color:#C2474C;font-size:.86rem;font-weight:600;margin:4px 0 10px;display:none}
.qerr.show{display:block}
.quote-success{text-align:center;padding:6px 0}
.quote-success h3{font-size:1.7rem;margin:.2em 0}
.big-check{width:62px;height:62px;border-radius:50%;background:var(--aqua);color:var(--teal);display:flex;align-items:center;justify-content:center;margin:0 auto 12px;font-size:1.8rem;font-weight:700}
.quote-success .btn{margin:6px 4px 0}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}
.consent{font-size:.74rem;color:#7C8E91;margin:2px 0 12px;line-height:1.45}

.story-photo{position:relative;border-radius:28px;overflow:hidden;aspect-ratio:4/5;max-width:460px;width:100%;margin-left:auto;display:flex;align-items:flex-end;justify-content:center;background:radial-gradient(circle at 50% 30%,#8EECEF 0%,var(--aqua) 45%,var(--turq) 100%);box-shadow:0 24px 50px rgba(0,0,0,.28)}
.story-photo::after{content:"";position:absolute;left:0;right:0;bottom:0;height:16%;background:linear-gradient(to top,rgba(11,56,62,.18),transparent);pointer-events:none}
.story-photo img{width:90%;height:auto;display:block;position:relative}
@media(max-width:860px){.story-photo{margin:10px auto 0;max-width:360px}}